Before The Returns
Before the Returns is the podcast for people who want to build wealth with purpose—not just chase numbers on a spreadsheet. Hosted by Wealth Strategist Jaden Zubal, each episode challenges the “highest return at any cost” mindset and shows you how to align your money with your values, your family, and your legacy.
We cover Family Banking, smart insurance design, real estate strategies, entrepreneurship, and generational wealth planning—practical tools that create security today and freedom tomorrow.
If you’ve ever wondered how to make money the tool instead of the goal, this podcast is your blueprint.
Before The Returns
E13 — The Tragedy of Earning Money Once: A Modern Story, an Ancient Parable, and the Wealth Principle That Changes Everything
A million-dollar income should mean financial peace… but for many people, it doesn’t.
Meanwhile, some families earning a fraction of that quietly retire wealthy.
In this episode of Before the Returns, Jaden tells two stories — one modern and one ancient — that expose the one wealth principle almost no one understands. You’ll meet Michael, a $1M-per-year earner whose money moves in a straight line… and David, a $100K earner whose money moves in cycles and compounds even while he sleeps.
Then, Jaden retells the Parable of the Rich Fool (Luke 12:16–21, KJV) — an ancient teaching that describes today's financial behavior more accurately than any book on money ever written. You’ll see how a wealthy man confused storage with security, how that exact mistake shows up in modern high-income lifestyles, and why it leads to stress, fragility, and lost wealth.
By the end, you’ll understand:
- Why earning more doesn’t solve financial pressure
- Why some high-income earners still feel broke
- Why circular money systems beat linear ones
- How wealthy families get dollars to work multiple jobs
- Why “success is rented, not owned” — and how that applies to your finances
- How Family Banking fits into this ancient principle (without products or sales)
This episode delivers a rare, perspective-shifting moment — one listeners have said they think about for days afterward.
If you’ve ever earned good money and wondered, “Why doesn’t this feel like wealth?”… this is your episode.
Transcript Source: Episode 13 – Transcript (provided by the creator)
Episode 13 - Transcipt
🔑 KEY TAKEAWAYS
- Wealth isn’t built by earning money once — it’s built by earning money every time it moves.
- High income does not equal high wealth.
- Storage is not security; circulation is.
- Linear money dies when you spend it.
- Circular money grows even while you use it.
- Purpose, not accumulation, determines whether money becomes wealth.
- Family Banking works because it creates a circular system, not because of the product itself.
“Success isn’t something you own. Success is rented — and the rent is due every day.”
“The Rich Fool earned money once. Michael earned money once. And both ended with nothing that lasted.”
“Wealth isn’t built by what you store. It’s built by what you circulate.”
“A $100K earner with a system will beat a $1M earner without one.”
Learn more at www.jadenzubal.com | Follow @jadenzubal | Join the *Before the Returns Weekly* newsletter
📩 Questions or ideas? Email: jadenzubal.wealth@gmail.com
⚖️ Disclaimer: This podcast is for educational purposes only. It is not financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions.
Podcasts we love
Check out these other fine podcasts recommended by us, not an algorithm.
Gary's Gulch
Gary Pinkerton