Before The Returns
Before the Returns is the podcast for people who want to build wealth with purpose—not just chase numbers on a spreadsheet. Hosted by Wealth Strategist Jaden Zubal, each episode challenges the “highest return at any cost” mindset and shows you how to align your money with your values, your family, and your legacy.
We cover Family Banking, smart insurance design, real estate strategies, entrepreneurship, and generational wealth planning—practical tools that create security today and freedom tomorrow.
If you’ve ever wondered how to make money the tool instead of the goal, this podcast is your blueprint.
Podcasting since 2025 • 27 episodes
Before The Returns
Latest Episodes
E25 - Why Financial Pressure Causes Expensive Decisions
Have you ever made a financial decision just to feel better?Not because it was strategic.Not because it fit your plan.But because you were tired of feeling behind.In this episode of Before the Returns, Jaden explo...
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Season 1
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Episode 25
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14:40
E24 - Why High Earners Still Feel Financially Behind
You don’t feel behind because you make too little money.And this episode is not walking back what we said last week about focusing on income first.Income is step one.But income alone doesn’t build freedom.In this epi...
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Season 1
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Episode 24
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20:18
E23 - If I Was 20 Again, I’d Build This First
If I was 20 again, I would not start by investing.Not because investing is bad. Not because retirement accounts don’t work.But because most 20-year-olds don’t have an investing problem.They have a value problem.
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Season 1
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Episode 23
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15:18
E22 - The Truth About Interest Rates (Why You’re Optimizing the Wrong Number)
Interest rates don’t matter.At least not the way you’ve been taught they do.Most financial conversations revolve around APY, refinancing for a quarter percent, or chasing the highest yield savings account. But while consumers obse...
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Season 1
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Episode 22
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21:22
E21 - Why Knowing How Money Works Still Doesn’t Change Your Behavior
You know how money works. You know what the smart financial move is. And yet—when stress hits or life gets busy—you fall back into the same patterns.In this episode of Before the Returns, Jaden revisits how ban...
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Season 1
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Episode 21
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17:33
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